User Terms and Conditions

Effective Date: February 1st, 2025

Welcome to Perkly ("we," "us," or "our"). By using our services, including our website, mobile application, and any other online or offline offerings (collectively, the "Services"), you agree to these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use the Services.

1. Eligibility

To use the Services, you must:

  • Be at least 18 years old (or the age of majority in your jurisdiction).

  • Provide accurate and truthful information during registration.

  • Comply with these Terms and applicable laws.

2. Account Registration and Security

a. Account Creation

You may be required to create an account to access certain features of the Services. You agree to:

  • Provide accurate and complete information.

  • Keep your account information up to date.

  • Connect your bank account

b. Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account.

3. Use of the Services

a. Permitted Use

You may use the Services only for lawful purposes and in accordance with these Terms.

b. Prohibited Activities

You agree not to:

  • Use the Services for fraudulent or unlawful purposes.

  • Interfere with or disrupt the Services or servers.

  • Reverse engineer or attempt to extract source code from the Services.

4. Rewards Program

a. Earning Rewards

Perkly rewards are earned based on Perkly’s scoring system for eligible purchases and activities. Rewards are subject to change without notice.

b. Redemption of Rewards

Rewards may be redeemed in accordance with the program rules. Rewards are non-transferable, have no cash value, and may expire as specified.

c. Program Modifications

We reserve the right to modify or terminate the rewards program at any time, with or without notice.

5. Third-Party Services

The Services may include integrations with third-party services. We are not responsible for the content, policies, or practices of these third parties. Your use of third-party services is at your own risk.

6. Intellectual Property

All content, features, and functionality provided through the Services are owned by Perkly or our licensors. You may not use our intellectual property without prior written permission.

7. Disclaimer of Warranties

The Services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the fullest extent permitted by law, Perkly and its affiliates are not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, whether incurred directly or indirectly, arising from your use of the Services.

9. Indemnification

You agree to indemnify and hold harmless Perkly and its affiliates from any claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees, arising out of your use of the Services or violation of these Terms.

10. Termination

We may suspend or terminate your access to the Services at any time, with or without cause, including for violation of these Terms.

11. Changes to These Terms

We may update these Terms from time to time. We will notify you of significant changes by posting the updated Terms on our website and indicating the effective date.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of [Insert Jurisdiction]. Any disputes arising out of or relating to these Terms or the Services will be resolved through binding arbitration or in the courts of Helsinki, FInland

13. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

Perkly Ltd. Email: info@perkly.app