Privacy Policy

Effective Date: February 1st, 2025

Perkly ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, share, and protect information about you when you use our services, including our website, mobile application, and any other online or offline offerings (collectively, the "Services"). By accessing or using the Services, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect information to provide, improve, and personalize our Services. The types of information we may collect include:

a. Personal Information

  • Name

  • Email address

  • Phone number

  • Payment card details (for issuing virtual cards or rewards, securely processed by third-party payment processors)

  • Banking data (via open banking integration, with your explicit consent)

b. Non-Personal Information

  • Device information (e.g., IP address, browser type, operating system)

  • Usage data (e.g., interactions with our Services, preferences)

  • Location data (if enabled on your device)

c. Third-Party Information

We may collect data from third-party sources such as:

  • Partner businesses participating in our loyalty program

  • Open banking platforms, based on your consent

2. How We Use Your Information

We use your information to:

  • Provide and personalize the Services

  • Process transactions and rewards

  • Analyze and improve our Services

  • Communicate with you about promotions, updates, and support

  • Ensure compliance with legal obligations

3. How We Share Your Information

We do not sell your personal information. However, we may share your information with:

a. Service Providers

  • Third-party vendors who perform services on our behalf (e.g., payment processors, cloud providers, analytics services).

b. Business Partners

  • Partner companies participating in the loyalty program to facilitate rewards.

c. Legal and Compliance

  • If required by law, to protect our rights, or in connection with a business transaction (e.g., merger or acquisition).

4. Your Choices

a. Access and Update Information

You can access and update your personal information through your account settings.

b. Marketing Communications

You can opt out of marketing emails by following the unsubscribe instructions in the communication or contacting us directly.

c. Data Sharing Preferences

You can manage your consent for sharing data with third parties through the app settings.

5. Data Security

We implement reasonable technical and organizational measures to protect your information. However, no method of transmission over the internet or electronic storage is 100% secure. Please notify us immediately of any suspected unauthorized use of your account.

6. Data Retention

We retain your information as long as necessary to provide the Services or as required by law. When no longer needed, we securely delete or anonymize the data.

7. Your Rights

Depending on your location, you may have rights under applicable data protection laws, such as:

  • Accessing your data

  • Correcting inaccurate data

  • Requesting data deletion

  • Objecting to certain data processing

To exercise your rights, contact us at info@perkly.app.

8. International Data Transfers

If you access our Services outside your country, your information may be transferred to and processed in a country with different data protection laws. By using our Services, you consent to such transfers.

9. Children's Privacy

Our Services are not intended for children under 13, and we do not knowingly collect personal information from them. If we become aware of such data, we will delete it.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically. We will notify you of significant changes by posting the updated policy on our website and indicating the effective date.

11. Contact Us

If you have questions about this Privacy Policy or how we handle your information, contact us at:

Perkly Ltd
Email: info@pekly.app
Address:Liekokuja 8, 01150, Söderkulla, Finland

About Perkly

Founded in 2025, Perkly is on a mission to transform customer loyalty programs by rewarding sustainable choices. By leveraging AI and banking data, Perkly helps businesses enhance customer engagement, improve brand loyalty, and promote a greener future.