THE AI LAYER FOR BANKS TO ACTIVATE CUSTOMERS’ MONEY.

PERKLY HELPS BANKS UNCOVER HIDDEN SAVINGS FROM DAILY SPENDING AND IDLE DEPOSITS.

AND AUTOMATICALLY REDIRECT THEM INTO SAVINGS AND INVESTMENTS PRODUCTS.

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MONEY MOVES, BUT IT DOESN’T GROW

ACROSS EUROPE €18TRILLION FLOWS THROUGH OR SITS IDLE IN THE BANK ACCOUNTS.

YET ONLY 9% BECOMES LASTING SAVINGS OR INVESTMENTS.

BANKS ALREADY HAVE THE DATA AND MEANS TO ACITVATE, BUT THEY ARE INEFFICIENT, EXPENSIVE AND NON-SCALABLE. BANKS ARE MISSING BEHAVIOURAL ACTIVATION TOOLS TO MAKE IT MOVE.

IN ADDITION, CONSUMERS FIND INVESTING TOO COMPLEX AND TOO MUCH EFFORT EVEN TO START.

PERKLY CHANGES THAT. OUR AI ENGINE TURNS DAILY SPENDING AND IDLE MONEY INTO SAVINGS AND INVESTMENTS.

  • FIND

    AI detects hidden saving potential in transactions and deposits.

  • COACH

    Personalized nudges drive smarter financial habits.

  • REDIRECT

    Freed funds flow automatically into your existing savings and investment products.

CUSTOMERS BUILD WEALTH. BANKS GROW AUM - ORGANICALLY.

TALK WITH EXPERT
Blue illuminated sign for Personal Banking at night.
A laptop on a reflective black table displaying a digital analytics dashboard with graphs, charts, and data metrics, in a modern workspace setting.

REAL RESULTS - AUTOMATICALLY

  • AVERAGE CUSTOMERS’ SAVINGS INCREASE 50€ / MONTH

  • INCERASE CUSTOMER ENGAGMENT. 3x ONLINE BANK USAGE

  • AUM GROWTH POTENTIAL 50-15M EACH YEAR / 100k CUSTOMERS

TURN COMPETITORS’ ACCOUNTS INTO YOUR GROWTH ENGINE.

WITH PERKLY’S OPEN-BANKING API INTEGRATION, YOUR CUSTOMERS CAN CONNECT ALL BANK ACCOUNTS GIVING YOU FULL VISIBILITY INTO THEIR FINANCIAL BEHAVIOIUR. PERKLY IDENTIFIES IDLE SAVINGS AND RECURRING SPEND FROMT OTHER BANKS , THENK NUDGES CUSTOMERS TO MOVE THAT MONEY INTO YOUR SAVINGS ACCOUNTS AND INVESTMENT PRODUCTS.

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WHY BANKS CHOOSE PERKLY?

  • Close-up of a computer motherboard with a central chip labeled 'AI'.

    BEHAVIOURAL AI LAYER AS A SERVICE

    INTERPRETS AND CHANGES BEHAVIOUR - NOT JUST STATIC SPENDING DATA

  • A white tablet with a stylus, displaying a graphic with the text 'MENTAL HEALTH MATTERS' on the screen, resting on a floral-patterned surface with butterflies.

    AUTOMATED ESG AND WELLBEING METRICS

    DATA READY FOR CSDR AND TRANSITION PLANS.

  • Two hands holding puzzle pieces coming together against a blurred outdoor background with trees.

    PLUG AND PLAY INTEGRATION

    AI SAAS LAYER FOR BANKS. FAST API / SDK SETUP.

  • Bar chart with dollar bill pattern background showing increasing wealth over time, with labels 'Time' on the left and 'Wealth' on the right.

    PROVEN IMPACT

    REAL IMPROVEMENTS IN INVESTMENT PRODUCT SALES, ENGAMENT AND LOYALTY.

  • A silver padlock resting on a black computer keyboard illuminated with green and red light.

    COMPLIANT BY DESIGN

    PSD2/PSD3, GDPR, AND DATA SECURITY STANDARDS.

MAKE MONEY MOVE SMARTER.

PERKLY WAS FOUNDED TO HELP BANKS EMPOWER CUSTOMERS TO BUILD LASTING FINANCIAL WELLBEING. WE COMBINE BEHAVIOURAL SCIENCE, AI AND BANKING EXPERTIZE TO CREATE ACTIVATION LAYER MISSING IN TODAYS FINANCIAL SYSTEM.

CONTAC US TODAY!